Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Common Mistakes to Avoid When Buying Business Insurance
Protecting your financial well-being and professional reputation with business insurance requires understanding your liability risks and legal and industry requirements. Here are common mistakes to avoid when buying insurance.
What a Hot Torch Roofing Insurance Policy Should Include
Hot torch roofing offers a strong, weather-resistant option when installed by experienced professionals. However, it’s inherently dangerous work. Here’s how torch-down roofing professionals can protect their finances against liability risks.
Does Your Business Vehicle Need Collision and Comprehensive Insurance?
Enhancing your business vehicle’s commercial auto insurance protection requires considering adding optional collision and comprehensive coverages to it. Here’s what you should know to make an informed decision
What Type of Insurance Does a House Cleaner Need?
House cleaners provide an essential service to countless Canadian households. While it doesn’t seem like a high-risk profession, all professions have liability risks. Here’s how professional house cleaners can safeguard their assets.
10 General Liability Small Business Insurance Claims
Having general liability insurance as a key plank for your business's risk mitigation strategy is wise. Here are 10 real-life claims highlighting the importance of general liability insurance for any business.
14 Safety Tips for Commercial Roofers
Roofing companies are obligated to ensure the risk of accidents or injuries to workers and third parties is minimized to the greatest extent possible. See our safety tips for roofers to prevent injuries and property damage.
Small Business Tips
14 Safety Tips for Commercial Roofers
Roofing companies are obligated to ensure the risk of accidents or injuries to workers and third parties is minimized to the greatest extent possible. See our safety tips for roofers to prevent injuries and property damage.
Emergency Preparedness Week: 10 Tips for Small Businesses
Emergency Preparedness Week 2024 runs from May 5 to 11. Download our free emergency supply kit checklist and see our 10 emergency preparedness tips for small businesses.
10 Tips to Get Your Vacation Rental Property Ready for the Summer
Vacation rental property owners across Canada are eager to attract vacationers to their properties. Before summer gets underway, see our tips for sprucing up your property and ensuring you’ve got the right insurance to cover unexpected damages that may crop up.
Insurance
10 Common Mistakes to Avoid When Buying Business Insurance
Protecting your financial well-being and professional reputation with business insurance requires understanding your liability risks and legal and industry requirements. Here are common mistakes to avoid when buying insurance.
What a Hot Torch Roofing Insurance Policy Should Include
Hot torch roofing offers a strong, weather-resistant option when installed by experienced professionals. However, it’s inherently dangerous work. Here’s how torch-down roofing professionals can protect their finances against liability risks.
Does Your Business Vehicle Need Collision and Comprehensive Insurance?
Enhancing your business vehicle’s commercial auto insurance protection requires considering adding optional collision and comprehensive coverages to it. Here’s what you should know to make an informed decision
Financial Business Tips
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Financial Planning Tips for Small Businesses in 2024
Making informed decisions, dealing with unforeseen challenges, and positioning your business for sustained growth requires planning. See our financial planning tips to help your small business grow and thrive this year.
14 Business Grants and Loans for Women in Canada
For Canadian women entrepreneurs and startups led by women, financing options and business grants are available to help those businesses grow. See our list of grants and loans to pursue.
Cybersecurity
How to Avoid Scams When Selling Online
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
How to Protect Your Business on Black Friday and Cyber Monday 2023
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
Startup Tips
How to Start a Dog Walking Business
Discover the ins and outs of the dog walking business with our guide highlighting the vital skills you need, how to find clients and organize your operations, set prices, and understand your liability insurance needs.
How to Start a Business in Ontario
Are you thinking about taking charge of your future by starting a small business in Ontario? Get an overview of the steps you need to take to become your own boss.
How to Become a Personal Trainer in Canada
There are many things to consider if you’re looking into becoming a personal trainer. From certifications and licensing and choosing a niche to protecting yourself with business insurance, get an overview of how to get started.